With thousands of satisfied customers Nationwide, our
Licensed Agents and skilled
Customer Care Representatives stand ready to support
You, our client, before, during, and after the
Application Process.
Here are the answers to some of Our most Frequently Asked Questions:
Q: Exactly what is Health Insurance?
A: In a nutshell, health insurance is Your protection against high medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on Your policy, your premium may be payable either in a lump sum or in installments.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.
Q: What is individual and family health insurance?
A: If You are unable to obtain medical insurance through your employer, You should seek coverage under one of many individual health insurance plans available out there. Also called private health insurance, this type of coverage is ideal for the self-employed and anyone looking for a wide variety of options and pricing to choose from.
After group health plans, personal health insurance is the most widely available form of medical coverage. In most states, individuals can be denied coverage for any number of reasons, so it is wise to request and compare more than one individual health insurance quote. The extra short-term effort that's required to apply for individual medical insurance plans is easily worth the long-term savings you'll most certainly enjoy!
Individual health insurance, and Family health insurance plans are actually no different. As a matter of fact, they are usually sold under the same name. When You insure your Family, as opposed to just yourself, there are some additional issues to take into consideration.
Even if you do receive coverage through an employer-sponsored health plan, you should consider the cost effective benefits of switching to a family medical insurance policy or moving some of' your Family members off of your group policy into a Family plan.
When adding more people to the application, the chances of denial increase, so you should request multiple family health insurance quotes and be prepared to apply to several family health plans.
Q. Why "Best Plan For You"?
A: We combine the localized knowledge of Your neighborhood insurance agent, with our broad experience, comprehensive understanding, and more than 25 years of being a leading source. This enables us to offer You:
Variety. As a health insurance Agency/Broker, and not a health insurance Company, we have the ability to offer multiple Plans from multiple insurance companies in Your area. This ensures that together, We will find the medical coverage Plan that best satisfies Your specific needs. At "Best Plan For You", we are committed to being Your source for individual and family health insurance, as well as healthcare for the self-employed.
Affordable. Since Health Insurance rates are both filed, and regulated by each individual State's Dept. Of Insurance, You will pay the same monthly Premium for the same Plan, whether You decide to get health insurance through "Best Plan For You", Your local agent, or directly from the health insurance company.
Our goal is simple. We will help You navigate this often confusing Process, and assist You in making 'informed' decisions about Your healthcare coverage. Together, We will find the absolute best health plan for You and Your Family that is reliable, affordable, and customized to meet Your specific health insurance needs.
Superior Customer Service. At "Best Plans For You", we are committed to delivering the best Customer Care in the health insurance industry! Our licensed Agents, and knowledgeable representatives will help You get the most for Your money by providing professional, unbiased advice.
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"Your Business And Trust Are Important To Us.
We Will Work Hard To Earn Them Both!"
